# Qumis

> Qumis is the AI for insurance advisory on complex commercial accounts. Built by coverage attorneys, Qumis does the six jobs that decide complex accounts — policy review & checking, claims coverage analysis & analytics, proposals, RFPs & microsites, contract & insurance requirements review, program structure & design (tower review, wording comparison, concurrency), and stewardship reports & executive business reviews — cited to the clause, on every account. Qumis is software used by the customer's licensed professionals, who own the advice.

Key facts: attorney-built; every finding cited to page and clause with citations verified against the source document; honest about ambiguity — genuinely ambiguous language is flagged and escalated, and "I don't know" is a valid answer; reliance tiers governed by the customer; sixteen line-of-business specialist agents; documents read whole (production programs past 2,000 pages); SOC 2 Type 2 audited, no training on client data, dedicated compute per session. In a survey of 109 Qumis users (self-reported), 73% said Qumis caught coverage issues they would have missed and 64% credit Qumis with a client won, kept, or grown. The largest brokerages expanded seats 4–6x in a year. Qumis's largest customers run general AI assistants (ChatGPT, Claude, Copilot) and Qumis side by side; Qumis MCP (beta) delivers the six use cases inside Claude, Copilot, and Teams.

## The six use cases

- [Policy Review & Checking](https://qumis.com/use-cases/policy-review-and-checking.html): AI policy checking and comparison for complex commercial accounts — quote vs. expiring, renewal vs. binder vs. issued policy, endorsement and wording checks, bind verification. Built for manuscript language, specimen forms, and towers.
- [Claims Coverage Analysis & Analytics](https://qumis.com/use-cases/claims-coverage-analysis.html): coverage positions, denial rebuttals, and reservation-of-rights responses in hours, cited to the clause — plus claims-trend and business-interruption analytics for clients.
- [Proposals, RFPs & Microsites](https://qumis.com/use-cases/proposals-rfps-microsites.html): insurance proposals, summaries of insurance, RFP responses, renewal presentations, and interactive microsites in the firm's brand, carrying the coverage analysis that built them.
- [Contract & Insurance Requirements Review](https://qumis.com/use-cases/contract-insurance-requirements-review.html): leases, MSAs, and M&A diligence read against the live insurance program — requirements extracted, met/unmet/ambiguous flagged, client answer and endorsement request drafted.
- [Program Structure & Design](https://qumis.com/use-cases/program-structure-design.html): tower review, wording comparison, and concurrency for shared-and-layered programs — attachment-point logic, follow-form consistency, cross-policy gap detection.
- [Stewardship Reports & EBRs](https://qumis.com/use-cases/stewardship-reports-ebrs.html): stewardship reports and executive business reviews for insurance brokers — the year's advisory work assembled into branded records and interactive microsites; broker-of-record defense readiness.

## Who it's for

- [Solutions by role](https://qumis.com/solutions/index.html): producers, heads of broking & specialty leaders, account service & operations leaders, regional presidents & principals, claims leaders, national accounts & retention leaders, innovation & AI leads, and client-side risk managers.

## Why Qumis (vs. general-purpose AI)

- [Why Qumis](https://qumis.com/why-qumis.html): AI built for insurance, with legal DNA. Built by a coverage attorney to analyze policies the way he would — entire towers, manuscript endorsements, no page limits — with every finding cited to the clause; where ordinary AI fell short, Qumis built its own: sixteen line-of-business specialists analyzing in parallel, every query running on a full virtual computer, and processing pipelines built for insurance documents. Five things Qumis does that a general assistant doesn’t (the specialist bench, the attorney’s read, whole-document reading, verified citations, the exclusion-circle library), then what the computer enables — no page limits, real branded documents (Word, Excel, PDF, dashboards, microsites), templates and forms filled automatically — and seventeen verbatim customer quotes. Qumis meets the demands of the top minds in insurance.

## Company

- [Customers](https://qumis.com/customers.html)
- [About](https://qumis.com/about.html)
- [Newsroom](https://qumis.com/newsroom.html)
- [Book a demo](https://qumis.com/demo.html): thirty minutes, on your documents, one use case run live.